State Farm sent the Martinez family a letter: replace your 14-year-old roof or lose your homeowner's insurance policy. The replacement quote from three contractors averaged $41,500. The family was devastated. They had lived in their Fresno home for 22 years and had never filed a roofing claim.
The problem wasn't the roof — it was the inspection method. State Farm's third-party inspector had flagged granule loss and minor surface weathering as structural failure. In reality, the shingles still had years of functional life remaining. What they needed was restoration, not replacement.
We followed a systematic process to assess the situation and develop the right solution:
Full on-roof inspection with high-resolution documentation of every shingle surface
Granule loss measurement and shingle flexibility testing
Documented comparison against manufacturer lifespan data
Prepared formal inspection report with engineering-level findings
Submitted report to State Farm adjuster with RoofMaxx certification documentation
Completed RoofMaxx treatment within 3 days of insurance approval
RoofMaxx bio-based restoration treatment was applied to all 1,800 sq ft of the roof. The treatment restored shingle flexibility, replenished lost oils, and extended the roof's expected lifespan by 5 years — with additional treatments planned at 5-year intervals.
$36,282 Saved
State Farm accepted our inspection report and RoofMaxx treatment plan. The Martinez family paid $5,218 for the treatment instead of $41,500 for replacement. Their policy was renewed with no conditions. Total savings: $36,282.
“We were ready to just pay for it and be done with it. Infinite Roofing showed up, looked at our roof, and told us the truth. They saved us $36,000 and our sanity.”
— Elena Martinez, FresnoIf your insurance company is demanding a roof replacement, or if you’ve been told your roof needs to be replaced but you’re not sure, we can help. Our free inspection will give you an honest assessment and explore all your options.
