The Hendersons received a non-renewal notice from Allstate citing roof age (17 years) as the disqualifying factor. Their only option, according to the insurer, was a full tear-off and replacement estimated at $38,000.
The roof had weathered well. There was surface granule loss consistent with normal aging, but no structural failure, no active leaks, and no evidence of storm damage. The non-renewal was an actuarial decision, not an engineering one — and we were able to challenge it.
We followed a systematic process to assess the situation and develop the right solution:
Thorough physical inspection with 147 documented photos
Granule adhesion testing and shingle core samples
Formal written inspection report citing NRCA standards
RoofMaxx certification documentation submitted to Allstate
Treatment completed within 5 days of policy review initiation
Full RoofMaxx treatment plus a 5-year transferable certification showing roof condition and expected remaining lifespan.
$38,000 Saved
Allstate renewed the policy after reviewing our documentation. Treatment cost: $4,850. Replacement avoided: $38,000. Policy premium actually decreased slightly due to improved roof condition report.
“I didn't even know this was an option. I thought I was going to have to take out a loan. Infinite Roofing handled everything and Allstate backed down completely.”
— David Henderson, ModestoIf your insurance company is demanding a roof replacement, or if you’ve been told your roof needs to be replaced but you’re not sure, we can help. Our free inspection will give you an honest assessment and explore all your options.
